FORM that you can bring along to save on the preliminary paperwork.
Payment Procedures...
Payment for medical or other healthcare services can sometimes seem like an uphill struggle. While there isn't much the Barner Clinic can do to ease the procedures required by the various Insurance carriers, we can help take some of the burdern of filing off your shoulders. Below we've outlined what things we can do for you so that you and your family can concentrate on better health and a happier lifestyle.
For Patients WITHOUT Insurance
- We request that 100% of the first visit be paid at the time of the first visit.
- If you are unable to pay 100%, we will be happy to assist you with your financial obligation. This will allow you to obtain the healthcare you need and handle your fees in a convenient manner.
- We are glad to accept your Check, MasterCard or Visa.
- A monthly interest charge of 1.5% will be added to all unpaid balances.
For Patients WITH Insurance
- We DO NOT KNOW if your insurance covers Chiropractic care. However, most insurance policies cover chiropractic service, but the amount they pay varies from one policy to another. There are many that will pay 100% but there are also some that only pay a small amount (if any). Because of this difference between policies, we request each patient who wishes to file insurance claims through the Barner Clinic pay his/her deductible as well as an additional 20% of the outstanding bill.
- When the insurance checks have been received and if there is an overpayment, we will refund that overpayment to you, the patient.
- A nominal fee will be charged for additional insurance forms
Regarding Insurance
- It is important you understand your health and accident Insurance. As a courtesy to our patients, our office will complete any necessary reports and forms at no charge to help you collect from your insurance company. Any amount paid directly to our office by the insurance company will be credited to your account. If there is an overpayment, it will be refunded to you. However, you must clearly understand and agree that for all services rendered to you in our office, you are charged directly and you are personally responsible.
Things You Should Do
- Provide our office will all your insurance information. This should include a copy of your I.D. card, policy number, original claim form, etc.
- Get your insurance forms from your agent or agency -- fill out your forms as best you can and our staff will double check them for you.
- If your policy has a deductible feature, we suggest you pay that amount at the beginning of your visit.
- You are asked to authorize the Barner Clinic to furnish information regarding your case to your insurance company and to assign all benefits as a result of your claim.
In Case of an Automobile Accident
-Please present your automobile insurance forms and group insurance forms as soon as possible. If an attorney is handling your case, please notify the insurance department right away. See our insurance department for any questions or concerns you may have.